Cruiser, or consumer?

In the Pardey’s book The Cost Conscious Cruiser section two begins with the question: “Are you a Cruiser or a Consumer?” This is an area that I have been particularly challenged in. Budgets and I have never gotten along very well and I can’t imagine that anyone has ever described me as frugal. Rebecca on the other hand is definitely not a spendthrift. In fact, I have always had to push her to buy anything for herself. Fortunately I am learning from her though, and a sharp focus on our long-term goals is helping!